Authors: Padilla, AJ Pagano, M

Citation: Aj. Padilla et M. Pagano, Sharing default information as a borrower discipline device, EUR ECON R, 44(10), 2000, pp. 1951-1980

Authors: Manove, M Padilla, AJ

Citation: M. Manove et Aj. Padilla, Banking (conservatively) with optimists, RAND J ECON, 30(2), 1999, pp. 324-350