A relativistic quark model is applied to the description of semilepton
ic and non-leptonic charmed decays of the B-meson. The exclusive semil
eptonic modes B --> Dl nu(l) and B --> Dl nu(l) are described through
the universal Isgur-Wise form factor, which is calculated in terms of
a constituent quark model wave function for the B-meson. Different ap
proximations for the latter, either based on a phenomenological ansatz
or derived from analyses of the meson spectra, are adopted, In partic
ular, two wave functions, constructed via the Hamiltonian light-front
formalism using a relativized and a non-relativistic constituent quark
model, are considered, obtaining a link between standard spectroscopi
c quark models and the B-meson decay physics, The inclusive semilepton
ic and non-leptonic branching ratios are calculated within a convoluti
on approach, inspired by the partonic model and involving the same B-m
eson wave function used for the evaluation of the exclusive semilepton
ic modes. Our results for the major branching ratios are consistent wi
th available experimental data and the sum of all the calculated branc
hing ratios turns out to be close to unity, In particular, we found th
at (i) a remarkable fraction (similar to 35%) of semileptonic decay mo
des occur in non-D, non-D final states; (ii) non-perturbative effects
enhance the inclusive b --> c (u) over bar d decay channels, with a s
izable contribution provided by internal decays into heavy mesons and
baryon-antibaryon pairs; the resulting reduction of the semileptonic b
ranching ratio brings the theoretical prediction in agreement with the
experimental value without increasing at the same time the charm coun
ting. (C) 1997 Elsevier Science B.V.