We have recently shown that the neutrino magnetic form factor mu(v)(q(
2)) could be considerably enhanced at low momentum transfers (q(2) les
s than or equal to m(N)(2)) by introducing an extra light neutral ferm
ion N with mass m(N) and nonzero magnetic moment. It was assumed that
the magnetic moment of N would originate in a renormalizable way at a
heavy scale M. While the enhancement of the neutrino magnetic moment w
as unambiguous, we stressed that, in this effective-Lagranian approach
, there is an ambiguity in the behavior of mu(v)(q(2)) in the interval
m(N)(2) much less than q(2) much less than M-2. This is not unexpecte
d in the presence of an unrenormalizable effective theory (a particle
with a bare magnetic moment). In a simple renormalizable model for the
magnetic moment of particle N, we 2 show how a two-loop calculation s
olves the ambiguity. In the domain m(N)(2) much less than q(2) much le
ss than M-2, We confirm OUT previous result obtained by using a sharp
cutoff. As might have been expected, correct results are deduced throu
gh dimensional regularization in the full theory but not in the effect
ive-Lagrangian approach.