A new approach for deducing the theory of fermion masses at the scale
of grand unification is proposed. Combining SO(10) grand unification,
family symmetries and supersymmetry with a systematic operator analysi
s, the minimal set of fermion mass operators consistent with low-energ
y data is determined. Exploiting the full power of SO(10) to relate up
, down, and charged lepton mass matrices, we obtain predictions for se
ven of the mass and mixing parameters. The assumptions upon which the
operator search and resulting predictions are based are stressed, toge
ther with a discussion of how the predictions are affected by a relaxa
tion of some of the assumptions. The masses of the heaviest generation
, m(t), m(b), and m(tau), are generated from a single renormalizable Y
ukawa interaction, while the lighter masses and the mixing angles are
generated by nonrenormalizable operators of the grand unified theory.
The hierarchy of masses and mixing angles is thereby related to the ra
tio of grand to Planck scales, M(G)/M(P). An explicit realization of t
he origin of such an economical pattern of operators is given in terms
of a set of spontaneously broken family symmetries. In the preferred
models the top quark is found to be heavy, M(t) = 180 +/- 15 GeV, and
tanbeta is predicted to be very large. Predictions are also given for
m(s), m(s)/m(d), m(u)/m(d), V(cb), V(ub)/V(cb) and the amount of CP vi
olation. Stringent tests of these theories will be achieved by more pr
ecise measurements of M(t), V(cb), alpha(s), and V(ub)/V(cb) and by me
asurements of CP violation in neutral B meson decays.