For submonolayer nucleation and growth of islands during metal (100) h
omoepitaxy, we precisely characterize transitions, with increasing tem
perature, in the critical size, i, above which islands are effectively
stable. For strong adatom bonding, we demonstrate universal crossover
behavior from i=1 directly to a well-defined ''i=3'' regime where tet
ramers are stable, but not, e.g., pentamers. A criterion is also prese
nted for the ultimate breakdown of ''i=3'' due to double-bond scission
. Various transition temperatures and key energies are thereby determi
ned for Ag, Cu, Fe, Ni and Pd.