We analyze the effects on the predictions for the microlensing searche
s toward the Galactic bulge arising from the fact that not all the sta
rs monitored belong to the bulge itself, but a nonnegligible fraction
of them are actually in the Galactic disk. The different distribution
and motions of these disk stars make their associated microlensing rat
es and event duration distributions quite different from those of the
bulge stars. We discuss the uncertainties in these predictions associa
ted with the modeling of the Galactic components and the main implicat
ions resulting from the inclusion of this second source population.