Designing and modifying fabrics in such a way that they offer high pro
tection against UV-light (''UV-cutting'') is a relatively new applicat
ion. Thin, untreated fabrics made, for example, from cotton, silk, pol
yamide, and polyacrylonitrile offer sun protection factors (SPF) only
in the range of 3 to 5, i.e., their UV-cutting effect is inadequate wh
en the sun's irradiation is intense. The SPFs of fabrics can be increa
sed in a variety of ways, using thicker fabrics or applying UV-absorbe
rs. In this article we are presenting a model that makes it possible t
o predict SPFs of fabrics as a function of a diversity of parameters,
such as fabric type, thickness, and porosity, as well as UV-absorber (
or dye or optical brightener) type and concentration. Important parame
ters for achieving high SPFs are identified. The model is confirmed by
experimental data. We also provide data about how long it takes until
reddening of unprotected skin is observed under various conditions.