The authors hypothesized that ethnic differences in late-life disabili
ty would be observed and that ethnic differentials would be attributed
to differences in physical capacity versus measurement error or cultu
ral response to disabling disease. This study employed performance-bas
ed and self-report disability measures in a probability sample of 156
older African American, White, and Puerto Rican adults living in Sprin
gfield, Massachusetts. Analyses revealed that Puerto Rican and African
American older adults reported significantly more disability than did
Whites and that observed ethnic differences in disability were attrib
uted to functional limitations. The current cohort of Puerto Rican and
African American older adults clearly is at higher risk of needing lo
ng-term health and social services related to their increased levels o
f disability.