We study neutrino masses and mixing in supersymmetric models without R
parity and with generic soft Supersymmetry breaking terms. Neutrinos
acquire mass from various sources: tree level neutrino-neutralino mixi
ng, loop effects and non-renormalizable operators. Abelian horizontal
symmetries (invoked to explain the smallness and hierarchy in quark pa
rameters) replace R parity in suppressing neutrino masses. We find low
er bounds on the mixing angles: sin theta(ij) greater than or similar
to m(l(i)(-))/m(l(j)(-)) (i < j) and unusual order of magnitude predic
tions for neutrino mass ratios: m(nu(e))/m(nu(mu)) similar to sin(2) t
heta(12); m(nu(i))/m(nu(tau)) similar to 10(-7) sin(2) theta(i3) (i =
1, 2). Bounds from laboratory experiments exclude m(nu tau) greater th
an or similar to 3 MeV and cosmological constraints exclude m(nu tau)
greater than or similar to 100 eV. Neither the solar nor the atmospher
ic neutrino problems are likely to be solved by nu(mu)-nu(e) oscillati
ons. These conclusions can be evaded if holomorphy plays an important
role in the lepton Yukawa couplings.