The present study assessed the success of several instructional progra
ms in teaching the use of automatic teller machines (ATMs). Fifty-six
older adults (aged 61 to 81) participated in the study, randomly assig
ned to each of four, 14-member groups. The description group received
only a general overview of an ATM; the text guide group received writt
en instructions for performing various transactions on an ATM; the pic
torial guide group received written instructions accompanied by pictur
es of corresponding ATM screens; and the online tutorial group complet
ed a step-by-step tutorial on a simulated ATM. Participants practiced
on an ATM simulator. They were tested after a 24-h interval on their a
bility to perform familiar transactions on an unfamiliar ATM simulator
and to perform completely novel transactions. Accuracy was best for t
he online tutorial group, intermediate for the text and pictorial guid
e groups, and worst for the description group. These data demonstrate
both the importance of providing older adults with ATM training and th
e fact that the type of training influences the level of performance.
The online tutorial, which provided specific practice on the task comp
onents, best facilitated acquisition and transfer performance.