We show how quantum dynamics can be introduced into the ''texture'' of
fundamental-fermion mass matrices by means of annihilation and creati
on operators acting in the space of three families. Then, at least one
texture zero appears in a natural way. A model of such a texture dyna
mics is described for charged leptons, predicting m(tau) = 1776.80 MeN
from experimental values of m(e) and m(mu). The model is reasonably e
xtended to quarks in a straightforward way.