Using the 1992 HRS, this study examines the effects of social and demo
graphic risk factors, including ethnicity, as well as health and job c
haracteristics on disability and work status among 8,701 preretirement
-age Americans with work history. Analytic results indicated that non-
Angle ethnicity was not a significant predictor of disability status b
ut that being African American was a strong significant predictor of b
eing a past versus current worker. The primary predictors of disabilit
y and work status were health behaviors, effects of health conditions,
job characteristics, and workplace adaptations, factors that lend the
mselves to policy manipulation.