The information age we are living in and the technology that supports
it, raises new ethical concerns. Among these concerns are privacy - th
e rights of individuals to withold information they consider sensitive
, and accessibility - the rights of individuals to obtain information
that is relevant to the decisions they must make. Arguments about pote
ntial impacts of information technology on privacy and accessibility m
ask and underlying conflict - that one person's beliefs about their ri
ght to relevant information is likely to conflict with another person'
s belief's about their right to withold information they consider sens
itive. This paper proposes that the conflict is likely to be a functio
n of the role the individual plays in the decision making situation si
tuationally conditioned belief (SCB) - rather than a function of the p
erson's underlying ethical values. This paper presents an empirical st
udy involving information privacy and accessibility in routine busines
s and market decisions, designed to reveal the presence of SCBs. The r
esults indicate that SCBs cause a gap in beliefs about information acc
essibility and privacy. Impacts of the SCB gap are discussed. A negoti
ation technique called information exchange is suggested as a means of
closing the SCB gap in routine business and market transactions.