WOMENS CREDIT PROGRAMS AND FAMILY-PLANNING IN RURAL BANGLADESH

In many developing countries, programs offering collateral-free credit have integrated economic improvements with consciousness-raising, fam ily planning information and motivation, preventive health services an d other activities that promote social welfare. A 1995 household surve y of the program areas of five nongovernmental organizations in rural Bangladesh that offer such credit programs reveals that women who part icipate in them are more likely to use contraceptives, to want no addi tional children and to desire smaller families than women who do not p articipate or who live outside of program areas, Increased empowerment was associated with the desire for no more children among credit memb ers. Nonmembers living in program areas also desired smaller families, suggesting a diffusion of norms established by credit members to othe r women in the community.