VICTIMIZATION OF PERSONS BY FRAUD

This research focuses on the victimization of persons by personal frau d, which we define as involving the deliberate intent to deceive with promises of goods, services, or other financial benefits that in fact do not exist or that were never intended to be provided. The article p resents data based on a national telephone survey involving a represen tative probability sample of 1,246 respondents aged 18 and older. The survey measured the incidence and prevalence of personal fraud victimi zation, the characteristics of the victims involved, and the impacts a nd effects of these offenses. The reactions of victims and official ag encies to the victimization experience were also addressed, as well as implications for research and public education.