Herein we investigate the plane-strain instability of rectangular bloc
ks that are made of porous materials saturated with a fluid. We model
the material behavior with rate-type constitutive equations, and study
instability generated by the interaction of nearly incompressible sol
id and fluid constituents. Our investigation, although it applies to a
broad range of materials, is limited to hypoelastic and elastoplastic
models. Elastoplastic models are found to undergo two-phase instabili
ty even though the solid phase remains stable. Two-phase instability i
s more likely to occur in contractant hardening materials than in dila
tant materials. Its emergence is triggered by the solid-fluid interact
ion, and is delayed by the grain-fluid compressibility. Two-phase inst
ability also takes place in dilatant materials, but is less catastroph
ic than in contractant materials. The present analysis is useful for d
istinguishing the physical from the artifical origins of instabilities
, which is an important issue in the numerical solutions of soil-lique
faction problems.