The hierarchy in the Yukawa couplings may be the result of a gauged ho
rizontal U(1)(H) symmetry. If the mixed anomalies of the Standard Mode
l gauge group with U(1)H are cancelled by a Green-Schwarz mechanism, a
relation between the gauge couplings, the Yukawa couplings and the mu
-term arises. Assuming that at a high energy scale g(3)(2) g(2)(2) = 5
/3g(1)(2) and (m(e)m(mu)m(tau))/(m(d)m(s)m(b)) similar to lambda (wher
e lambda is of the order of the Cabibbo angle), the U(1)(H) symmetry s
olves the mu-problem with mu similar to lambda m(3/2).