Numerous mutations are now known that have significant effects on vari
ous phenotypes; many of these mutations are of interest because they i
nfluence quantitative risk factors for major diseases. Such diversity
raises the question of how much genetic heterogeneity we should expect
to find in the effects of alleles, that is, the size of the effects,
the number of severe alleles, and their frequency in the population. C
an evolutionary models suggest a general pattern? In this article we e
xamine what is currently known about several basic aspects of the prob
lem. These include the distribution of quantitative effects of new mut
ations on a phenotype, the distribution of allelic effects that would
be found in a natural population, and the relationship between these e
ffects and Darwinian fitness. We discuss these issues in light of vari
ous models that have been proposed and the existing relevant data. The
n we consider how these points relate to the distribution of genetic e
ffects on an important human trait, the cholesterol ratio, an importan
t risk factor for coronary heart disease. The complexities of quantita
tive traits and inadequacies in the available data prevent definitive
models that can directly connect the mutational effects, allelic effec
ts, and fitness distributions from being developed, and we consider ho
w sample limitations and the nonequilibrium of human populations cause
d by our demographic history make rigorous solutions difficult. Howeve
r, based on what is currently known, we argue that for human quantitat
ive chronic disease risk factors the nearly neutral models of allelic
evolution at single loci probably apply reasonably well. In general, a
nd although much is still speculative, the data available for such ris
k factors are consistent with these expectations and may enable us to
predict many aspects of etiologic heterogeneity for human disease.