The disabled are not necessarily unemployable, although about a quarte
r of them report they are completely prevented from working. A disable
d person's decision to work or not depends on a variety of psychologic
al, social and economic, as well as health, factors. This paper asks:
Do Canadian disability-related insurance schemes discourage work? It m
odels and measures the impact of disability benefits on the work choic
e of disabled prime-age males. It finds that they amount to a signific
ant work disincentive. But better yet, they likely save many disabled
persons from unsuitable and/or undesirable jobs.