Fatigue cracks often initiate at surface inclusions, and sometimes app
ear at inclusions within the bulk. To clarify the relative efficiency
of these crack sources, an approximate solution for the elastic stress
of a hemispherical surface inclusion is provided and compared with th
e existing result of a spherical interior inclusion. The approximate s
olution is obtained from the Eshelby solution for the elastic field of
an ellipsoid inclusion by introducing the Green's function of an elas
tic half-space. The numerical calculated results indicate that the str
ess concentration of a surface inclusion is higher when the inclusion
is harder than the matrix, while that of an embedded inclusion is high
er when the inclusion is softer than the matrix.