We introduce an adiabatic expansion to derive a formula for a macrosco
pic quantum tunneling probability that takes the mass renormalization
due to the coupling to fast environmental degrees of freedom into acco
unt. The formula is applied to studying the effects of nuclear vibrati
onal excitations on the fusion cross section in heavy-ion collisions a
t energies below the Coulomb barrier. It is shown that mass renormaliz
ation plays an important and useful role to discuss the effects of vib
rational excitations of moderate energy. Also a general proof is given
to show that the renormalized part of the effective mass appearing in
our formula is the cranking mass.