The present study examines the relationships between consumers' ethica
l beliefs and personality traits. Based on a survey of 295 undergradua
te business students, the authors found that individuals with high nee
ds for autonomy, innovation, and aggression, as well as individuals wi
th a high propensity for taking risks tend to have ''less ethical'' be
liefs concerning possible consumer actions. Individuals with a high ne
ed for social desirability and individuals with a strong problem solvi
ng coping style tend to have ''more ethical'' beliefs concerning possi
ble consumer actions. The needs for achievement, affiliation, complexi
ty and an emotion solving coping style were not significantly correlat
ed with consumer ethical beliefs.