Rising costs and rising water bills are inevitable. For customers, the
problem of water affordability may result in increased arrearages, la
te payments, disconnection notices, and service terminations. Utilitie
s, under increasing pressure to respond to affordability and disconnec
tion problems, generally prefer assistance-oriented programs in cooper
ation with social agencies over rate structure modifications. In this
article the author reviews available options including financial couns
eling, arrearage forgiveness, payment discounts, income-based payments
, lifeline rates, targeted conservation, disconnection moratoria, and
flow restriction.