We develop an understanding of local governmental efforts to address e
arthquake risks. Our data for a sample of California and Washington ci
ties' risk-reduction efforts sort into two different clusters of leadi
ng jurisdictions as contrasted with a cluster of lagging jurisdictions
. We explain differences among the three categories of cities in terms
of different political-economic factors. Local governmental willingne
ss and ability to undertake risk-reduction programs have more to do wi
th local political demands and community resources than with objective
risk or previous earthquake experience. State mandates have a selecti
ve impact on local risk-reduction efforts. The principal policy lesson
s concern the need to address gaps in local risk-reduction efforts thr
ough more careful targeting of federal and state earthquake programs a
nd by including stronger teeth within state mandates.