We present a theoretical analysis of the above-surface neutralization
of highly charged ions in front of LiF. The study is based on the assu
mption that the dominant electron transfer occurs in the classically a
llowed region. Estimates of critical distances and corresponding quant
um numbers for capture from an ionic crystal within the classical-over
barrier (COB) model are presented, which differ considerably from corr
esponding results for metals. The role of the dielectric response of L
iF is investigated. In addition, classical-trajectory simulations are
performed for a slow highly charged ion approaching an insulator. It i
s shown that capture effectively begins similar to 3 a.u, closer to th
e surface than estimated from the COB model. This correction can be in
corporated into a modified COB model. The energy gain for grazing inci
dence ions is obtained using a staircase model which includes the dece
leration due to charge-up of the surface.