The search for sustainable funding systems for community initiatives r
eports on the discussions and conclusions of a workshop on loan financ
e for community level initiatives in land acquisition, housing constru
ction or improvement and infrastructure and service provision. The pap
er also discusses the most appropriate terms and conditions tor loan f
inance and the broader financial and institutional issues involved in
its provision; and how NGOs' work in this area fits within a broader c
ontext of mobilizing social change.