Aperiodic optical variability is a common property of active galactic nucle
i (AGNs), though its physical origin is still open to question. To study th
e origin of the optical-ultraviolet variability in AGNs, we compare light c
urves of two models to observations of quasar 0957 + 561 in terms of a stru
cture function analysis. In the starburst (SB) model, random superposition
of supernovae in the nuclear starburst region produces aperiodic luminosity
variations, while in the disk-instability (DI) model, variability is cause
d by instabilities in the accretion disk around a supermassive black hole.
We calculate fluctuating light curves and structure functions, V(tau), by s
imple Monte Carlo simulations on the basis of the two models. Each resultan
t V(tau) possesses a power-law portion, [V(tau)](1/2) proportional to tau(b
eta), at short time lags (tau). The two models can be distinguished by the
logarithmic slope beta; beta similar to 0.74-0.90 in the SB model and beta
similar to 0.41-0.49 in the DI model, while the observed light curves exhib
it beta similar to 0.35. Therefore, we conclude that the DI model is favore
d over the SE model in explaining the slopes of the observational structure
function in the case of 0957 + 561, though this object is a radio-loud obj
ect and thus is not really a fair test for the SE model. In addition, we ex
amine the time asymmetry of the light curves by calculating V(tau) separate
ly for the brightening and the decaying phases. The two models exhibit oppo
site trends of time asymmetry to some extent, although the present observat
ion is not long enough to test this prediction.