Knowledge of the spectral attenuation associated with clouds is important f
or accurate estimates of natural irradiance at the Earth's surface. We comp
are spectral measurements of visible downwelling irradiance, under varying
sky conditions at Halifax, Nova Scotia, Canada, with results from a clear-s
ky model. The spectral effect of clouds is estimated by taking the ratio of
the measurements to the modeled irradiances and removing-spectrally consis
tent instrumental effects and errors in the model. Empirical relationships
derived between the spectral cloud effect and both CF, the cloud factor (th
e ratio of measured to modeled irradiances at 490 nm), and f, the fraction
of sky covered by cloud, were found to follow a wavelength (lambda) depende
nce of the form a(CF or f) + b(CF or f)(lambda/490)(-4) in the 412-700 nm w
avelength range. Both this relationship and a previously published linear r
elationship were found to be inadequate for describing cloudy irradiance da
ta from the Bering Sea, indicating that the spectral effect of clouds can v
ary with cloud type and location. We show here that the spectral cloud effe
ct can be mimicked by using a clear-sky model and changing the magnitude of
the sky reflectivity or the spectral shape and magnitude of the ground alb
edo within the model. An investigation of the effects of cloud-dependent ch
anges in irradiance spectra on calculations of bio-optical properties is al
so presented. Estimates of chlorophyll concentration from near-surface radi
ances are found to vary by up to 30%, whereas the effects on estimates of p
hotosynthetically available and usable radiation at the sea surface are neg
ligible.