A new operator for pion photo- and electroproduction has been developed for
nuclear applications at photon equivalent energies up to I GeV. The model
contains Born terms, vector mesons and nucleon resonances (P-33(1232), P-11
(1440), D-13(1520), S-11(1535), F-15(1680), and D-33(1700)). The resonance
contributions are included taking into account unitarity to provide the cor
rect phases of the pion photoproduction multipoles. The Q(2) dependence of
electromagnetic resonance vertices is described with appropriate form facto
rs in the electromagnetic helicity amplitudes. Within this model we have ob
tained good agreement with the experimental data for pion photo- and electr
oproduction on the nucleon for both differential cross sections and polariz
ation observables. The model can be used as a starting point to predict and
analyze forthcoming data. (C) 1999 Elsevier Science B.V.