This paper reviews research since 1970 on the relationship between accident
liability and individual differences, focusing specifically on accidents a
t work. The history of research into accident liability and the methodologi
cal problems associated with the research are considered. The review goes o
n to examine work on the impact of personality factors, cognitive factors,
and social factors on the likelihood of accident involvement at work. We su
ggest that research into individual differences in accident liability shoul
d consider two possible routes to accident involvement via errors and/or vi
olations. Although errors are predominantly associated with cognitive facto
rs, violations have their origins in social psychological factors. We also
consider the role of stress in mediating the personality-accident associati
on. It is contended that individuals differ in their reactions to stress, s
o that although some respond by an increase in risk-taking behavior, the ef
fect on others is to increase the likelihood of suboptimal performance in t
erms of information processing. Actual or potential applications of this re
search include the development of a more sophisticated model of individual
differences in accident liability, which should be useful to organizations
attempting to promote safety.