Gravity waves propagating on the surface of ice-covered water of finit
e depth are considered. The ice layer is viewed as a suspension, with
an effective viscosity much greater than that of water and a density s
lightly less than that of water. It is treated as a viscous liquid, an
d the water beneath it is treated as an inviscid liquid. The linearize
d motion of gravity waves is analyzed for this two-layer model, and th
e dispersion equation is obtained. It is solved numerically for waves
of any length. It is also simplified for waves short compared to the l
ayer thickness and for waves long compared to the layer thickness. Thi
s equation yields dispersion and strong attenuation, both of which dep
end upon the effective viscosity of the suspension.