We derive the large-N spectral correlators of complex matrix ensembles
with weights that in the context of Dirac spectra correspond to N-f m
assive fermions, and prove that the results are universal in the appro
priate scaling limits. The resulting microscopic spectral densities sa
tisfy exact spectral sum rules of massive Dirac operators in QCD. (C)
1998 Elsevier Science B.V.