We present a relativistic spin-fermion model for the cuprates, in whic
h both the charge and spin degrees of freedom are treated dynamically.
The spin-charge coupling parameter is associated with the doping frac
tion. The model is able to account for the various phases of the cupra
tes and their properties, not only at low and intermediate doping but
also for (highly) over-doped compounds. In particular, we acquire a qu
alitative understanding of high-T-c superconductivity through Bose-Ein
stein condensation of bound charge pairs. The mechanism that binds the
se pairs does not require a Fermi sea.