A family process model was tested that linked maternal education, mate
rnal religiosity, and the adequacy of family financial resources to co
gnitive and psychosocial competence in the mothers' children. The samp
le included 156 6- to 9-year-old African American children living in s
ingle-mother-headed households in rural areas, 82% of whom lived in po
verty. The distal variables of maternal education, maternal religiosit
y, and adequacy of financial resources were linked with the proximal v
ariables of ''no nonsense'' parenting, mother-child relationship quali
ty, and maternal involvement in the child's school activities. The pro
ximal variables were, in turn, indirectly linked with children's cogni
tive competence, social competence, and internalizing problems through
their association with the children's development of self-regulation.