Starting from string field theory for 2-D gravity coupled to c = 1 mat
ter we analyze N-point off-shell tree amplitudes of discrete states. T
he amplitudes exhibit the pole structure and we use the oscillator rep
resentation to extract the residues. The residues are generated by a s
imple effective action. We show that the effective action can be direc
tly deduced from a string field action in a special transversal-like g
auge.