We extend a fermion mass matrix ansatz by Giudice to include neutrino
masses. The previous predictions are maintained. With two additional p
arameters, a large Majorana neutrino mass and a hierarchy factor, we h
ave seven further low energy predictions: the masses of the neutrinos,
the mixing angles and the phase in the leptonic sector. We choose a r
easonable hierarchy of Majorana masses and fit the overall mass scale
according to a solution of the solar neutrino problem via the MSW mech
anism, which is in agreement with the Cl-37, Kamiokande, SAGE and GALL
EX data. We then also obtain a cosmologically interesting tau-neutrino
mass.