Measurements indicate that stress magnitudes in the crust are normally limi
ted by the frictional equilibrium on pre-existing, optimally oriented fault
s. Fault zones where these limitations are frequently reached are referred
to as seismic zones. Fault zones in the crust concentrate stresses because
their material properties are different from those of the host rock. Most f
ault zones are spatially relatively stable structures, however the associat
ed seismicity in these zones is quite variable in space and time. Here we p
ropose that this variability is attributable to stress-concentration zones
that migrate and expand through the fault zone. We suggest that following a
large earthquake and the associated stress relaxation, shear stresses of a
magnitude sufficient to produce earthquakes occur only in those small part
s of the seismic zone that, because of material properties and boundary con
ditions, encourage concentration of shear stress. During the earthquake cyc
le, the conditions for seismogenic fault slip migrate from these stress-con
centration regions throughout the entire seismic zone. Thus, while the stre
ss-concentration regions continue to produce small slips and small earthqua
kes throughout the seismic cycle, the conditions for slip and earthquakes a
re gradually reached in larger parts of, and eventually the whole, seismoge
nic layer of the seismic zone. Prior to the propagation of an earthquake fr
acture that gives rise to a large earthquake, the stress conditions in the
zone along the whole potential rupture plane must be essentially similar. T
his follows because if they were not, then, on entering crustal parts where
the state of stress was unfavourable to this type of faulting, the Fault p
ropagation would be arrested. The proposed necessary homogenisation of the
stress field in a seismic zone as a precursor to large earthquakes implies
that by monitoring the state of stress in a seismic zone, its large earthqu
akes may possibly be forecasted. We test the model on data from Iceland and
demonstrate that it broadly explains the historical, as well as the curren
t, patterns of seismogenic faulting in the South Iceland Seismic Zone.