The incidence of loan collateralization in small business lending contracts: evidence from the UK

Authors
Cowling, M
Citation
M. Cowling, The incidence of loan collateralization in small business lending contracts: evidence from the UK, APPL ECON L, 6(5), 1999, pp. 291-293
Citations number
8
Categorie Soggetti
Economics
Journal title
APPLIED ECONOMICS LETTERS
ISSN journal
13504851 → ACNP
Volume
6
Issue
5
Year of publication
1999
Pages
291 - 293
Database
ISI
SICI code
1350-4851(199905)6:5<291:TIOLCI>2.0.ZU;2-D
Abstract
The results indicate that age of firm and closeness of the small firm-bank relationship tend to reduce the incidence of loan collateralization, which implies that relationship banking can yield tangible benefits to small busi nesses.