This paper examines the relationship between community preparedness and res
ponse to natural disaster and their level and pattern of community developm
ent. This is done by investigating preparation and response to the 1997 Red
River Flood by three rural communities in Manitoba, Canada. The communitie
s were selected because of their different ethnic mix and associated level
and pattern of community development. The hypothesis was supported that the
level and pattern of community development affect community capacity to re
spond To flooding. Communities characterised by higher levels of physical,
human and social capital were better prepared and more effective responders
to the flood. However, where the pattern of community development was char
acterised by high levels of social capital, decision-making processes were
complicated.