Objective: Because subjective memory complaints may indicate subtle functio
nal brain abnormalities, the authors studied the influence of the major gen
etic risk for Alzheimer's disease, the apolipoprotein E-4 (APOE-4) allele,
on self-reports of memory performance in middle-aged and older adults. Meth
od: Subjective and objective assessments of memory performance were compare
d in relation to the presence or absence of the APOE-4 allele in 39 cogniti
vely intact persons with mild memory complaints. Results: Subjects with the
APOE-4 allele had lower scores on objective verbal memory and on the subje
ctive memory measure for retrospective functioning. Among the subjects in t
he age range where APOE-4 has its greatest influence on the risk of Alzheim
er's disease (55-74 years), the APOE-4 group had lower scores on the subjec
tive memory measure for frequency of forgetting. Moreover, the standardized
difference in retrospective functioning scores between the two genetic ris
k groups increased when the mid-age-range group was examined rather than th
e whole study group. Conclusions: The APOE-4 allele is associated with incr
eased subjective memory impairment in middle-aged and older adults. Longitu
dinal studies of age-related memory loss should include genetic risk and su
bjective memory measures as potential predictors of decline.