We calculate spectral models of advection-dominated accretion flows, taking
into account the possibility that significant mass may be lost to an outfl
ow/wind We apply the models to the soft X-ray transient V404 Cyg in quiesce
nce, the Galactic center source Sgr A*, and the nucleus of NGC 4649. We sho
w that there are qualitative degeneracies between the mass-loss rate in the
wind and parameters characterizing the microphysics of the accretion flow;
of particular importance is delta, the fraction of the turbulent energy wh
ich heats the electrons. For small delta, current observations suggest that
at most 90% of the mass originating at large radii is lost to a wind, so t
hat at least similar to 10% reaches the central object. For large delta sim
ilar to 0.3, however, models with significantly more mass loss are in agree
ment with the observations. We conclude by highlighting future observations
which may clarify the importance of mass loss in sub-Eddington accretion f
lows.