This paper overviews the emergence of a philosophy of "consumer-direction"
in personal, home, and community care for the disabled elderly in North Ame
rica and Europe. Consumer direction is associated with direct payment schem
es and other mechanisms that support user choices in the purchase of care,
user empowerment and independence. To illustrate the strengths and limitati
ons of consumer direction in practice, the paper analyses interview data co
llected from users and providers of existing care arrangements where elders
and families choose and/or hire, supervise, and manage their "own" homecar
e workers who are self-employed. Interviews conducted separately with care
users and providers illustrate how structural and interpersonal power relat
ed to financial, social and geographic proximity affect the way independent
care arrangements are established, and maintained. Power issues embedded i
n marketized arrangements suggest the need for caution against wholesale ad
option of market principles in social provisions for serving elders.