We investigate further our recent proposal for the form of the matrix theor
y action in weak background fields, Using Seiberg's scaling argument we rel
ate the matrix theory action to a low-energy system of many D0-branes in an
arbitrary but weak NS-NS and R-R background. The resulting multiple D0-bra
ne action agrees with the known Born-Infeld action in the case of a single
brane and gives an explicit formulation of many additional terms which appe
ar in the multiple brane action. The linear coupling to an arbitrary backgr
ound metric satisfies the nontrivial consistency condition suggested by Dou
glas that the masses of off-diagonal fields are given by the geodesic dista
nce between the corresponding pair of D0-branes. This agreement arises from
combinatorial factors which depend upon the symmetrized trace ordering pre
scription found earlier for higher moments of the matrix theory stress-ener
gy tensor. We study the effect of a weak background metric on two graviton
interactions and find that our formalism agrees with the results expected f
rom supergravity. The results presented here can be T-dualized to give expl
icit formulae for the operators in any D-brane world-volume theory which co
uple linearly to bulk gravitational fields and their derivatives. (C) 1999
Published by Elsevier Science B.V. All rights reserved.