The launch of the Beppo-Sax satellite gave a unique opportunity to investig
ate gamma ray bursts (GRB) in different spectral regions. The large diversi
ty of the afterglow behavior creates additional problems for the cosmologic
al model with a fireball. Formation of the afterglow giving the observed di
versity of properties is suggested in the Galactic neutron star model of GR
Bs. It is based on the transient accretion disc formation around the neutro
n star with a low-mass brown companion irradiated by the neutron star.