A simple noninteracting-electron model, combining local quantum tunneling a
nd global classical percolation (due to a finite dephasing time at low temp
eratures), is introduced to describe a metal-insulator transition in two di
mensions. It is shown that many features of the experiments, such as the ex
ponential dependence of the resistance on temperature in the metallic phase
, the linens dependence of the exponent on density, the e(2)/h scale of the
critical resistance, the quenching of the metallic phase by a parallel mag
netic field, and the nonmonotonic dependence of the critical density on a p
erpendicular magnetic held, can be explained by the model.