The load interaction effect in variable amplitude fatigue test is a very im
portant issue for correctly predicting fatigue life. Some prediction method
s for retardation are reviewed and the problems discussed. The so-called "u
nder-load" effect is also of importance for a prediction model to work prop
erly under random load spectrum. A new model that is simple in form but com
bines overload plastic zone and residual stress considerations together wit
h Elber's closure concept is proposed to fully take account of the load-int
eraction effects including both over -load and under-load effects. Applying
this new model to complex load sequence is explored here. Simulations of t
ests show the improvement of the new model over other models. The best pred
iction (mostly closely resembling test curve) is given by the newly propose
d Chen-Lee model.