New SAPHIR p(gamma,K+)Lambda total cross section data show a resonance stru
cture at a total c.m. energy around 1900 MeV. We investigate this feature w
ith an isobar model and find that the structure can be well explained by in
cluding a new D-13 resonance at 1895 MeV. Such a state has been predicted b
y a relativistic quark model at 1960 MeV with significant gamma N and K Lam
bda branching ratios. We demonstrate how the measurement of the photon asym
metry can be used to further study this resonance. In addition, verificatio
n of the predicted large decay widths into the eta N and eta'N channels wou
ld allow distinguishing between other nearby D-13 states.