The magnetorefractive effect, consisting in a change of reflectivity under
magnetization, has been observed in granular Co-Al-O metal-insulator magnet
ic films with tunneling magnetoresistance in the IR region. It is shown tha
t this effect manifests itself most clearly in interference conditions, is
even in magnetization, and reaches as high as 0.8% at frequencies of about
1100 cm(-1), which exceeds both the linear equatorial Kerr and the even ori
entational magneto-optic effects by an order of magnitude. (C) 2000 MAIK "N
auka/Interperiodica".