Background. The recently enacted State Children's Health Insurance Program
(SCHIP), designed to provide affordable health insurance for uninsured chil
dren, was modeled in part on New York State's Child Health Plus (CHPlus), w
hich was implemented in 1991. All SCHIP programs involve voluntary enrollme
nt of eligible children. Little is known about characteristics of children
who enroll in these programs.
Objectives. To provide a profile of children enrolled in CHPlus between 199
3 and 1994 in the 6-county upstate New York study area, and to estimate the
participation rate in CHPlus.
Methods. A parent interview was conducted to obtain information about child
ren, 0 to 6.9 years old, who enrolled in CHPlus in the study area. Two scho
ol-based surveys and the Current Population Survey were used to estimate he
alth insurance coverage. Enrollment data from New York State's Department o
f Health, together with estimates of the uninsured, were used to estimate p
articipation rates in CHPlus.
Results. Most children enrolled in CHPlus in the study area were white. Alt
hough 17% of all children in the study area who were <13 years old and livi
ng in families with incomes below 160% of the federal poverty level were bl
ack, only 9% of CHPlus-enrolled children were black. Twenty-one percent of
enrolled children were uninsured during the entire year before enrollment a
nd 61% of children had a gap in coverage lasting >1 month. Children were ge
nerally healthy; only 4% had fair or poor health. Eighty-eight percent of p
arents of enrolled children had completed high school or a higher level of
education. Parents reported that loss of a job was the main reason for loss
of prior health insurance for their child. Most families learned about CHP
lus from a friend (30%) or from their doctor (26%). The uninsured rate amon
g children in the study area was approximately 4.1%. By 1993, the participa
tion rate in CHPlus was about 36%.
Conclusion. Blacks were underrepresented in CHPlus. Because the underlying
uninsured rate was relatively low and parental education and family income
were relatively high, the effects of CHPlus observed in this evaluation may
be conservative in comparison to the potential effects of CHPlus for other
populations of children. Participation rates during the early years of the
program were modest.