As an alternative for popular see-saw mechanism, the option of three pseudo
-Dirac neutrinos is discussed, where 1/2 (m((L)) +m((R))) much less than m(
(D)) for their Majorana and Dirac masses. The actual neutrino mass matrix i
s assumed in the form of tensor product M-(v) x ( (lambda(L))(1) (1)(lambda
(R))), where M-(v) is a neutrino family mass matrix (M-(V)t = M-(v)) and la
mbda((L,R)) = m((L,R))/m((D)) with m((L)), m((R)) and m((D)) being taken as
universal for three neutrino families. It is shown that three neutrino eff
ects (deficits of solar v(e)'s and atmospheric v(mu)'s as well as the possi
ble LSND excess of v(e)'s in accelerator v(mu) beam) can be nicely describe
d by the corresponding neutrino oscillations, though the LSND effect may, a
lternatively, be eliminated (by a parameter choice). Atmospheric v(mu)'s os
cillate dominantly into v(tau)'s, while solar v(e)'s - into (existing here
automatically) Majorana sterile counterparts of v(e)'s. A phenomenological
texture for neutrinos, compatible with the proposed description, is briefly
presented.